Tuesday, February 21, 2017

Eight Men Who Are Doing Quite Well

A notice appeared in the paper recently with the names and faces of eight men who have a combined wealth of $426 billion. According to Oxfam International, in 2015 this would have equaled the amount of wealth held by half the world’s population, the poorest half.  

Oxfam International is a confederation of charitable organizations in 90 countries seeking to stop the injustices that cause global poverty. They have been tracking wealth and poverty in the world for a long time. 

It’s remarkable that six of the eight men are Americans: Jeff Bezos, Michael Bloomberg, Warren Buffett, Larry Ellison, Mark Zuckerberg and William Gates.  Only Carlos Slim, the Mexican billionaire, and Amancia Ortega, the Spaniard, are from other countries. 

Oxfam blames what it calls this "obscene wealth” on laws that have shifted the tax burden form the wealthy to the middle class.  

Supposedly this concentration of wealth has grown a great deal since Ronald Reagan's administration.  President Donald Trump has said that he supports an additional tax cut of 15% for billionaires.  Some say this might result in an even smaller middle class although the dynamics of the connection are not entirely clear to the average layman. But many people would probably agree the six wealthiest Americans don’t seem to be in need of any additional tax breaks.

According to Oxfam, America is not the only nation where the wealthy seem to be living quite well, thanks to the failure to collect proportionate taxes. 

In Africa, Oxfam says that $15 billion dollars is hidden from tax collectors, quite a sum on a poor continent. Critics say that the $15 billion, if collected, could bring health care to four million residents in Africa and put a teacher in every African classroom whatever number of classrooms that might be.

In Europe, says Oxfam, Greece and Italy lead the way in citizens avoiding taxes. Both nations are enduring difficult times. Some critics maintain that uncollected taxes if collected would bring relief to these overburdened economies. 

Failure to collect taxes, according to Oxfam, endangers the European Economic Community. Germany is being asked to fill the gap and Germans are not happy about that and perhaps understandably so. And the current situation will not improve if Greece renounces its debt and firms across the world, long-suffering creditors in waiting, no longer have anything to wait for.

Meanwhile, in America, concern grows about what some people call “tax equity,” meaning the need for new laws to make the rich pay their “fair share,” whatever that might be. It is admittedly difficult to arrive at a “fair-share” percentage with economists differing on the amount.

Similar concern grows over the need to raise the minimum wage to a living wage whatever a living wage today in America might actually be. 

Minimum wage workers are lobbying hard for $15.00 an hour. Whether that would be a living wage or not is debated. Whether that amount should be enacted nationally or not is, of course, debated as well. 

But proponents of raising taxes on the rich and paying a higher minimum wage say that if something isn’t done to solve these problems, poverty will continue to grow and people will continue to suffer. 

Back in the early part of the 20th century, Henry Ford was asked why he was paying employees $5.00 a day and he is said to have responded, “Somebody has to buy this stuff,” meaning of course his automobiles. 

Today, if too many Americans max out their credit cards and have little cash in their pockets, who is going to take advantage of the sales at Walmart? Who is going to be able to buy enough of the products to make the economy grow?

These are very difficult problems but it seems obvious that something isn’t right if eight men, six of them in the United States, have a combined wealth greater than half the people in the world. 

And in the United States it doesn’t seem that a step in the right direction would be to reduce the taxes on our wealthiest six billionaires. Perhaps better to listen to arguments as to why their taxes should be raised and then have Congress make a decision. The bill would of course require the signature of President Trump but who knows what he would do. He is still in the early stages of his unexpected presidency and no one can be certain what he will do in many matters of great importance.

To do nothing and remain in the status quo is to risk increasing the number of poor and the United States, like the world, obviously has enough poor people as it is. 


Donal Mahoney


Tuesday, February 7, 2017

Hunters for the Hungry
 
Fred has been working with an agency called Hunters for the Hungry for five years. During that time, his food bank has received thousands of pounds of venison to feed the poor. This year, however, when Fred received no call from the agency saying it was ready to deliver the meat, he called the organization himself. 

The answering machine was full and Fred never got through. Finally, he called a state officer for the agency and to his dismay he found out what the problem was. 

Fred learned that the state’s governor, in an effort to balance the budget, had stripped $100,000 from the allotment to Hunters for the Hungry. In past years, that money had allowed donors of deer meat to have it processed free of charge. The meat would be put in one lb. rolls to be given to non-profit groups that operate food banks. 

Fred was told the state now requires hunters to pay for the processing costs as well as donate the meat. Many of the hunters are unwilling to pay for processing. The cost is not cheap. 

The staff at Hunters for the Hungry is upset with this new rule as are the food banks that won’t get the meat. As a result, food pantries and soup kitchens across the state have a big problem this year they can do nothing about. 

After all, as Fred says, if the goal of private enterprise is to make a profit, and it is, then the goal of government is to take care of people. And in many states, government does a good job of doing just that. 

Balancing the budget is important but cuts should not be made, Fred says, to programs that help those already down on their luck.

Fred and others would like to know how the money allegedly saved by the governor’s action is being used. Roads in the state are still crumbling, schools are making drastic cuts and those in need remain in need at a basic level—food.

Meanwhile, the staff at Hunters for the Hungry is trying to locate other meat for Fred’s food bank. They know the demand for food is exploding among those with inadequate income. 

The missing deer meat means charities all over the state must spend more for food. This money would normally be spent to help pay for utilities, medicine and other necessities for the needy.

Something’s not right with this cut in the budget, Fred says. What’s worse, he adds, the next election is a long way off. 


Donal Mahoney
A Shining Star at Every Wake

Bill hates to go to parties but he loves to go to wakes. One of the advantages of being old, he says, is that there are fewer parties to go to but a lot more wakes. 

At parties he finds a distant corner, stands there like a sentinel and watches the young folks have fun. 

“At parties the young move among each other like bees among flowers,” Bill says. “When I was young I tried to find the right flower and hover there, if you know what I mean."

Although he doesn't approach anyone to start a conversation, Bill's not upset when people approach him. Some young folks want to know why is the old guy standing in the corner. And he doesn’t hesitate to tell them. 

“I came with my wife," he says. “She’s out on the floor somewhere having a good time."

Moments later, he adds the obvious: "She’s an extrovert and I'm not."

At parties Bill and his wife always slow dance at least once even though he says he has two left feet. He says that after 50 years of marriage, his wife’s used to having her feet under his. He says she never complains. She loves parties and is happy that he’s willing to come along, even if it’s only to stand in a corner. 

At wakes, however, Bill comes out of his shell. He’s in his element at wakes.

“I’m the life of the party at a wake,” Bill says, "if you’ll excuse the expression." 

His modus operandi at a wake isn’t complex. First he consoles the bereaved and then talks to anyone and everyone who has come to the wake. When Bill has finished his rounds, everyone, even the dead person’s kin, feel a little better. 

"Bill should have been an undertaker,” his wife says, coming back from the dance floor.

Bill says he would have been an undertaker but in most states you have to be an embalmer to qualify as an undertaker. 

"Embalming is not a trade I ever wanted to learn," Bill says. “But I don’t have to be an embalmer to help people feel a little better at a wake."

Several years ago, a friend of Bill's lost his wife and Bill, of course, went to the wake. 

He was talking to the widower when a lady walked up, interrupted them and said to the widower, 

"I know you're not ready to date, but when you are so inclined, I would like to throw my hat in the ring.” 

Bill and the widower were shocked, but later the widower dated the woman and married her. In a relatively short time, she spent most of his money and then divorced him when he got sick. He died a year later very much alone. 

Had Bill known his friend was sick, he would have tried to supply him with support. He has great empathy for the dying as well as for those mourning the dead. 

Going to wakes reminds Bill that some day he will be the guest of honor at his own wake. He has mixed feelings about that. 

“I don’t know if there is ever a perfect person for someone,” Bill says, “but my wife is the only one for me." 

He thinks it’s selfish to want to die first but that is his wish. He doesn’t want to live without his wife by his side.

“She’s my North Star….my compass,” he says. “I wouldn’t want to dance on anyone else’s feet.
  

Donal Mahoney

Tuesday, January 10, 2017

A Stranger in the Soup Kitchen Spills the Beans

I have a friend, old and retired, who keeps busy helping the poor. Let's call him Ted because he wants to remain anonymous. Some of his ideas, he says, wouldn’t make many of his neighbors happy.

Ted has had problems of his own in life. No need to list them. He managed to survive them. As a result, he knows what the poor are up against. And he believes that in 2017 their plight will be worse in the United States and elsewhere in the world. Bigger odds are piling up against them.

It won’t be any easier for Ted, either, now a solid member of the lower-middle class having escaped a life of poverty. For example, he has always wondered why car insurance, house insurance, estimated taxes and property taxes all come due in November and December. He says it's like having the Grinch chew on his posterior during the holidays.  

While his income in retirement remains stagnant, his bills, Ted says, are always rising.  Fortunately, he and his wife have planned ahead over the years and have been able to make things work despite modest salaries and even a more modest retirement income. They may not eat steak but they still have enough left to donate something more than their time to charity. 

But every time Ted pays a bill he thinks about the stranger he met at the local soup kitchen where he volunteers as a server two days a week. The man was eating by himself as usual. Ted had finished his time behind the steam table, approached the man and asked if he could sit down and talk with him. 

The stranger said okay and it only took a few minutes for he and Ted to get along. Ted said the stranger probably would have talked to anyone who sat down. He obviously needed to talk. 

Eventually the stranger told Ted the current chapter in his life story. It wasn’t a pretty thing to hear. But his life today may be typical of what many of the poor and elderly are living with now. And this is not happening in some Third World country. It’s happening in the United States, where people from other nations want to live. 

The stranger said he can't afford his little house and laughed slightly when he said he was too old for a tent. He lives in one of the row houses built after World War II. He said utilities, taxes and insurance make it hard to stay there. Not much left for food or prescriptions. He also has a bit of a heart problem. Nothing that taking his medication regularly can’t keep in check.

Being alone is difficult enough, the stranger said, but the hot lunches at the soup kitchen help him pay his other bills. This is his only hot meal of the day unless you count an egg in the morning with a slice of toast. Otherwise he snacks on crackers and cheese. And the cheese is free, he said, given away once a month by another charity over on the other side of town. 

Listening to the stranger, Ted felt very fortunate. He and his wife have always been able to pay their bills. They eat well enough, nothing fancy, and they dine out once every two weeks at a fast food restaurant. Chicken fingers with a rainbow of sauces. However, Ted has new concerns about the stranger and the other poor in his community and throughout American society. He has heard that a new tax plan is being considered by Congress, a tax plan that will force a worker with a spouse and two children to pay taxes if their income is $12,000. 

Ted would hate to have to live on $12,000 if he were by myself much less with a wife and two children. 

He says that as the middle class continues to evaporate and the poor continue to get poorer, he finds less empathy at his level and above for either group and he doesn’t expect that to improve in 2017. 

America's old people, he says, are truly up against the wall. As time goes by, he thinks their problems will grow more severe. He doesn’t know what the poor and elderly will do if that new tax plan becomes law. And he thinks that in 2017 the time is ripe for that to happen in Washington. 

Ted admits many people spend too much of what little they have and don’t worry about their future, But in his volunteer work, he finds many of the poor spend what little they have to get to the future.

Some things, Ted says, are worth writing to one’s representatives in government about. He has already written to his senators and his representative about this restrictive tax law and hopes it won’t pass. He hopes other Americans will write to their representatives as well. 

He thinks there will be plenty of other opportunities to write letters in 2017 and the years ahead to help stop potential laws like this. 

The electorate has spoken, he says, and it will be awhile before they have a chance to speak again.


Donal Mahoney
Bright Lights in a World of Darkness


More than 30 years ago the Supreme Court in the United States ruled that if individuals are mentally ill but not criminally insane they cannot be confined to asylums. They must be allowed to live in the general population. The results of that decision over the years have met with mixed success in different areas of the country. Some folks who might otherwise be confined get along well living on their own. Others do not.

In some states, depending on the gravity of the illness, some of the mentally ill live in small hotels not specifically designed for their needs. A number of the other residents may be alcoholics, or addicts, or people going through a divorce or some other major difficulty. Some have serious problems that fail to qualify as mental illness but they are difficult to live with. Getting along with mentally ill neighbors can be difficult for both sides.

In certain states some of the mentally ill live in what are generically called "rest homes,” a term often used elsewhere in the country as places where the aged reside because of some physical illness. These two "rest homes" are very different in a variety of ways based on the needs of their populations.

Other states, however, make no local provision for their mentally ill. Certain towns and small cities, however, give their mentally ill some money and put them on buses to New York or some other big city. This is euphemistically called “bus counseling.” 

In states that provide rest homes, many of the mentally ill residents understandably lead lonely lives. The exception, however, is often during the Christmas season when volunteers try to bring a little joy into the lives of the residents. Sometimes joy happens but is gone and forgotten by December 26.

Such is the case in one small city where for the last three years Bill (last name withheld at his request) has arranged to take a busload of mentally ill residents from a rest home to see a Christmas display of lights in a nearby big city. Making the trip happen is quite a chore, physically and emotionally, for Bill and his helpers but it is enjoyed by many of the residents. Many of them are ignored the rest of the year so the trip is an annual highlight.

Before Bill began this effort, there was was another volunteer named Andy, now elderly and retired, who remembers visiting the rest homes at Christmas, bringing small gifts and nice things to eat. He recalls how the residents would run and tear fruit sacks open as soon as the volunteers got through the door. The gifts were usually fruit or candy, neither of which the residents would normally receive at other times of the year.  

When Andy and his fellow volunteers were making their Christmas visits, residents were receiving $25 a month from the state in addition to their room and board. Out of that $25, they were expected to purchase clothing, hair cuts and whatever else they might need.  Many, due to a long-ingrained habit, purchased cigarettes. As a result, Andy remembers their hair and clothing suffered and when they were seen in public on rare occasions, their appearance disturbed folks enjoying normal lives.  

Andy also remembers that many of the residents were desperate for company. Someone to talk to was always appreciated. He and his volunteers could see how important their Christmas visits were to the residents but it was depressing to observe how the mentally ill had to live. Other than at Christmas the residents rarely had visitors. 

Today Andy applauds Bill’s efforts to take the residents to see the display of Christmas lights. He sometimes thinks, however, there must be a way to let this Christmas kindness brighten the lives of the mentally ill at other times of the year. Bright lights, he says, can mean a lot in a world otherwise covered in darkness. 


Donal Mahoney